GeneralT001 Posted March 2, 2022 Report Posted March 2, 2022 Wonder why the engine damage wasn't covered by insurance? Quote
Rwsavory Posted March 2, 2022 Report Posted March 2, 2022 The standard policy excludes physical damage “caused by and confined to” mechanical failures. Quote
GeneralT001 Posted March 2, 2022 Author Report Posted March 2, 2022 (edited) 1 minute ago, Rwsavory said: The standard policy excludes physical damage “caused by and confined to” mechanical failures. So your most expensive item isn't covered?? Wth! I'll be reading my policy a little closer. Makes you wonder why you bother with insurance at all. Edited March 2, 2022 by GeneralT001 Quote
Rwsavory Posted March 2, 2022 Report Posted March 2, 2022 Shouldn’t be surprising. If your car engine seizes in your driveway that is not covered by your auto policy. 2 Quote
Rwsavory Posted March 2, 2022 Report Posted March 2, 2022 7 minutes ago, GeneralT001 said: Makes you wonder why you bother with insurance at all. If you have an engine failure and that results in further damage (off field landing, etc.) the policy would cover the entire loss, including the engine, up to policy limits. Quote
GeneralT001 Posted March 2, 2022 Author Report Posted March 2, 2022 8 minutes ago, Rwsavory said: If you have an engine failure and that results in further damage (off field landing, etc.) the policy would cover the entire loss, including the engine, up to policy limits. Hmmm....I see your hidden message there!! Quote
GeneralT001 Posted March 2, 2022 Author Report Posted March 2, 2022 18 minutes ago, Rwsavory said: Shouldn’t be surprising. If your car engine seizes in your driveway that is not covered by your auto policy. On a brand new car? Lets say the engine was overhauled a year ago with maybe 100hrs on it....would it still be under warranty...and if not....just your bad luck? That would suck. Quote
vorlon1 Posted March 2, 2022 Report Posted March 2, 2022 51 minutes ago, Rwsavory said: Shouldn’t be surprising. If your car engine seizes in your driveway that is not covered by your auto policy. Mine is covered by the maker. 2019 Honda Ridgeline. Lifetime engine warranty. Honda warranty. Quote
Rwsavory Posted March 2, 2022 Report Posted March 2, 2022 9 minutes ago, vorlon1 said: Mine is covered by the maker. 2019 Honda Ridgeline. Lifetime engine warranty. Honda warranty. Obviously that's a warranty, not your automobile insurance policy. 1 Quote
vorlon1 Posted March 2, 2022 Report Posted March 2, 2022 Yeah. Said that. Sorry, my point was perhaps too subtle... Quote
jaylw314 Posted March 2, 2022 Report Posted March 2, 2022 AFAIK, insurance will not cover the original failed part unless there's some kind of "unexpected" failure, although I put "unexpected" in quotes because I'm not sure what word they actually use or how they interpret it. Other stuff that is subsequently damaged would be covered. Quote
Ragsf15e Posted March 3, 2022 Report Posted March 3, 2022 If your radio fails in flight and you try to claim it, no dice. If a bird comes through your window and takes out your radio (tough, I know), you’ll be compensated for the damage, including the radio. If your engine fails in flight and you glide in to a runway without damage, no claim exists. If you have some kind of non-mechanical failure of the engine, say a bird down the intake, the engine damage and subsequent damage from whatever kind of landing is covered. As stated above, you could potentially have a warranty from lycoming (or Garmin) or someone else that might cover mechanical failure. 2 Quote
carusoam Posted March 3, 2022 Report Posted March 3, 2022 The lowest cost way to keep your engine running reliably… Is to take care of it using the usual maintenance techniques… And flying it often… Paying for insurance to keep your engine in proper condition would cost more… Engine wear is a lot about how you run the engine… You don’t want the insurance police keeping an eye on how you run your engine every day… What you can do… There are additional services to keep an eye on your engine that are highly recommended when you have the extra dough for these kinds of things… Find Savvy and see if what they offer makes sense for you…. Sort of like insurance for your engine…. We could always ask Parker to see what insurance for the engine costs, or if it is even available in one form or another… PP thoughts only, not a mechanic… Best regards, -a- 1 Quote
Marauder Posted March 3, 2022 Report Posted March 3, 2022 I know the owner of the Cessna. He was based at my airport for several years before he moved out to Washington. We are waiting to hear what caused the catastrophic failure. He did a nice job. Sent from my iPhone using Tapatalk Pro 2 Quote
Ned Gravel Posted March 3, 2022 Report Posted March 3, 2022 This reminds me of the engine out practices I did during the last Mooney PPP I did in 2019, the year before the pandemic. Parked at some altitude above and close to the airfield and then figure out how much time and how many turns to end up on final. He obviously landed long, beyond the IFR touchdown point, so as to make one of the taxiways. Very well done. Quote
Ragsf15e Posted March 3, 2022 Report Posted March 3, 2022 Excellent job. Just practiced yesterday in my Mooney. Quote
steingar Posted March 3, 2022 Report Posted March 3, 2022 Most boring emergency video I've ever seen, just like it should be. If the chips are ever down I want to be that guy. Calmly worked the problem. 3 1 Quote
Mark89114 Posted March 4, 2022 Report Posted March 4, 2022 On 3/2/2022 at 8:31 PM, Marauder said: I know the owner of the Cessna. He was based at my airport for several years before he moved out to Washington. We are waiting to hear what caused the catastrophic failure. He did a nice job. Sent from my iPhone using Tapatalk Pro One of the other forums said 2 cylinders were just replaced within the last 10 hours. Just parroting what I saw somewhere else. Your opinions and expert analysis may vary. Quote
A64Pilot Posted March 4, 2022 Report Posted March 4, 2022 (edited) Came home from Church one day and this was across the street from my house, this guy was hard IFR and broke out at 300 AGL, knowing of course he was short of the runway, but had no idea what he would see, he managed to line it up with a field, after going through a big oak tree, it was the tree that damaged the wings and horizontal Edited March 4, 2022 by A64Pilot Quote
Nokomis449 Posted March 7, 2022 Report Posted March 7, 2022 So what I'm seeing is - you don't have to always fly with a parachute on your back and two fire extinguishers on your legs in case the engine quits? That's totally contrary to what that other YouTuber preaches. 1 Quote
EricJ Posted March 7, 2022 Report Posted March 7, 2022 1 hour ago, Nokomis449 said: So what I'm seeing is - you don't have to always fly with a parachute on your back and two fire extinguishers on your legs in case the engine quits? That's totally contrary to what that other YouTuber preaches. It's so hard to know what to believe these days! 1 Quote
carusoam Posted March 9, 2022 Report Posted March 9, 2022 If a parachutist straps a pair of fire extinguishers to the bottom of his legs… Does that create a WnB problem during the free fall portion of escaping from a perfectly good operating airplane? -a- Quote
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