Aggie Aviator Posted July 31, 2021 Report Posted July 31, 2021 (edited) So we are thinking about buying a lot at a runway neighborhood (in Texas) and when I had my insurance agent see about quotes she came back saying the companies she reached out to suggested that they wouldn't insure the Mooney on a turf strip (one of the runways is 3,300 feet long so I don't see this as the problem). Does this sound reasonable? I have a friend who flew off of a turf strip for 15 years and had insurance. Edited July 31, 2021 by Aggie Aviator Quote
Mooney Dog Posted July 31, 2021 Report Posted July 31, 2021 It would depend on your total time more than anything if they insure you or not on a grass strip i would think, and even then it just comes down to money. I do instruction out of a private neighborhood runways that is grass, also 3500ft long. There are 2 mooney's i know of based there. I will attempt to ask them next chance i get if you havnt gotten a better answer till then. I do know there's a slight stigma about grass runways and mooney's on the insurance side though. Quote
tmo Posted July 31, 2021 Report Posted July 31, 2021 I know this is an irrelevant data point (I am in Europe) but my Mooney is based on a grass airfield and that was never an issue. Admittedly, such airfields are much more common here than in the US, where the government built real runways all over the place. Quote
Mooneymite Posted July 31, 2021 Report Posted July 31, 2021 (edited) Retractable gear airplanes on turf seem to be getting harder and harder to sell to the underwriters. I'm not sure why since turf does not seem to be a causal factor in gear up landings. However, not all turf runways are smooth, or suitable for Mooneys. I've operated my Mooney off of a grass home-drome for over 20 years. Once I got the coverage, renewals have been perfunctory. Perhaps good pictures of the runway included with the application could convince the underwriter that the runway is suitable? Edited July 31, 2021 by Mooneymite 1 Quote
Oldguy Posted July 31, 2021 Report Posted July 31, 2021 Maybe @Parker_Woodruff could shine some light on this. Quote
Aggie Aviator Posted August 1, 2021 Author Report Posted August 1, 2021 2 hours ago, Oldguy said: Maybe @Parker_Woodruff could shine some light on this. That is sort of what i was hoping. Quote
Parker_Woodruff Posted August 2, 2021 Report Posted August 2, 2021 Depending on your flight experience, that will tell you which carriers will quote. Within all available carriers, only about 1-2 will quote on turf. So if your pilot experience is on the lighter side, your age is 70+ as new business, or if you have claim history, you may not get any quotes at all. Quote
Aggie Aviator Posted August 3, 2021 Author Report Posted August 3, 2021 I have about 240 hours so what's the magic number of hours? Would an instrument rating make a difference? Quote
Mooney Dog Posted August 3, 2021 Report Posted August 3, 2021 49 minutes ago, Aggie Aviator said: I have about 240 hours so what's the magic number of hours? Would an instrument rating make a difference? Absolutely so and IFR would help. A CPL would be even better. The magic number is normally 500 hours. Quote
Aggie Aviator Posted August 3, 2021 Author Report Posted August 3, 2021 Looks like I'll have to get on the horse to start racking up time. With avionics install at the end of 2019 (6 months down), Covid and frozen pipes from the big freeze, my flying has been unacceptably low. Quote
carusoam Posted August 3, 2021 Report Posted August 3, 2021 There is only one way to go after all that…. Go UP! -a- 1 Quote
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