Pilot Age and Insurance

[Aaviationist]

On 12/22/2025 at 10:36 AM, Jackk said:

 No.
It’s just hardware 

Someone genetically hard wired with an 80 IQ isn’t climbing into a cockpit as a private pilot. Harsh truth: modern society’s got no real spot for them in a lot of places. Sad, but that’s how it is.

 if (genetic_IQ == 80) { then private_pilot_license_test = false; outcome = “fail”; }

Again, factually inaccurate. I wasn’t going to post this previously but it’s the best chance we have at getting you to stop spouting off nonsense. 
 

There is a fellow at my field with an ID and is below an 80iq. He has no medical restrictions and was able to get his medical without issue. He’s also good at studying and got a 100 on his written. At 20 hrs we solo-ed and at 59 hours he got his private pilot. He has excellent t stuck and rudder skills. 
 

5 years later he has his CFI initial and I’d bet there isn’t anyone on the field that knows their stuff more than him. 

Edited December 23, 2025 by Aaviationist

[Parker_Woodruff]

20 hours ago, M20F said:

Of course replace this discussion with part 121 moving to age 70 and you can hear every reason why pilots shouldn’t fly past 65. 
 

And the discussion right now is centered on becoming ineligible to fly upon reaching one's 67th birthday.

[Jackk]

3 hours ago, Aaviationist said:

Again, factually inaccurate. I wasn’t going to post this previously but it’s the best chance we have at getting you to stop spouting off nonsense. 
 

There is a fellow at my field with an ID and is below an 80iq. He has no medical restrictions and was able to get his medical without issue. He’s also good at studying and got a 100 on his written. At 20 hrs we solo-ed and at 59 hours he got his private pilot. He has excellent t stuck and rudder skills. 
 

5 years later he has his CFI initial and I’d bet there isn’t anyone on the field that knows their stuff more than him. 

 Ether most likely he didn’t have a 80IQ

 

Or you launched a space monkey 

[Aaviationist]

10 minutes ago, Jackk said:

 Ether most likely he didn’t have a 80IQ

 

Or you launched a space monkey 

Or, you’re wrong. 

[Justin Schmidt]

Why do these threads always end up in dick slinging

[Aaviationist]

1 minute ago, Justin Schmidt said:

Why do these threads always end up in dick slinging

Because there isn’t any amount of proof, quoting regulation, or real life experience that will convince fools they are fools. 
 

there is no amount of circle talk, and re-asking the same question that changes the correct answer, only, once in a while the answer you wanted to hear, right or wrong, gets posted. 

[Schllc]

3 minutes ago, Aaviationist said:

Because there isn’t any amount of proof, quoting regulation, or real life experience that will convince fools they are fools. 

Well, you know what they say about arguing with fools…

[EricJ]

1 hour ago, Aaviationist said:

Because there isn’t any amount of proof, quoting regulation, or real life experience that will convince fools they are fools. 

One of the basic tenets of the Dunning-Kruger club is that you don't know that you're in the Dunning-Kruger club.

[Jackk]

6 hours ago, Aaviationist said:

Or, you’re wrong. 

 And the entire military complex?

 

 What do you think the ASVAB basically is?

 

 Why won’t they take anyone who has a AFQT 31?  (10 U.S.C. § 520)

[Aaviationist]

11 hours ago, Jackk said:

 And the entire military complex?

 

 What do you think the ASVAB basically is?

 

 Why won’t they take anyone who has a AFQT 31?  (10 U.S.C. § 520)

It’s like memento trying to talk to you. Seems like a disqualifying event you have going on here. 

[0TreeLemur]

xkcd nailed it.

[Jackk]

2 hours ago, Aaviationist said:

It’s like memento trying to talk to you. Seems like a disqualifying event you have going on here. 

 So someone too stupid to legally even become a cook or fueler for the military, he’s going to be a pilot eh?

 

 What’s your aviation background?

[MikeOH]

4 minutes ago, Jackk said:

 So someone too stupid to legally even become a cook or fueler for the military, he’s going to be a pilot eh?

 

 What’s your aviation background?

@Jackk

Pease stop feeding the troll!

[Aaviationist]

26 minutes ago, Jackk said:

 So someone too stupid to legally even become a cook or fueler for the military, he’s going to be a pilot eh?

 

 What’s your aviation background?

I literally gave you a known example. 
 

https://www.faa.gov/ame_guide/app_process/general/decision

 

Be careful, you and Mike talking together will start an infinite circle talk loop.
 

“Circle talk Mike” and “too smart to read anything anyone else says Jack” together as one. 
 

Edited December 24, 2025 by Aaviationist

[1980Mooney]

On 12/22/2025 at 6:55 PM, M20F said:

Of course replace this discussion with part 121 moving to age 70 and you can hear every reason why pilots shouldn’t fly past 65. 

 

On 12/23/2025 at 3:04 PM, Parker_Woodruff said:

And the discussion right now is centered on becoming ineligible to fly upon reaching one's 67th birthday.

Ironically that was the age of Greg Biffle’s pilot. 

[Hank]

8 hours ago, 1980Mooney said:

 

Ironically that was the age of Greg Biffle’s pilot. 

Has the NTSB said who was actually flying Biffle's plane? If so, I missed it. Will be awaiting their Final Report in midsummer 2027 with bated breath!

[mikey757]

I was just trying to figure out if I could fly my Mooney into my mid 70's or if I should just get into a fixed gear.  

[Schllc]

I would also think if I was still flying into my 70’s. Insurance beyond liability would be the least of my concerns…

[donkaye, MCFI]

7 hours ago, mikey757 said:

I was just trying to figure out if I could fly my Mooney into my mid 70's or if I should just get into a fixed gear.  

From my experience if you are in your mid 70's, you're a young'n.  If you're using a landing checklist, will you forget to put the gear down?  Are you flying at least 10 hours per month?,  Are you doing the Wings Program several times per year to have someone else you respect and will be honest with you, evaluate your aeronautical competency?  If you're flying instruments, are you constantly looking for benign weather (fog and low ceiling with nearby VFR) to keep more than current, but proficient, with your approaches?  And from a personal comfort point of view, what has been your family history of longevity?  For example, suppose you are in your eighties and your parents lived into their late nineties?    You know your health better than anyone.  Do you feel fit to fly?  Of course there are unknowns that could only be known with diagnostics such as full body CT scans, full body MRIs and maybe even PET Scans, but, unfortunately,  even with Medicare or maybe because of Medicare, they are unlikely to be proactively approved.  

I'd ask at least these questions before I stepped down to a kitty car with no retractable gear or gave up flying all together.

Personally, I'll cross the insurance bridge when I come to it.  Unless there is an absolute age where providing an overwhelming backup package of currency and family history doesn't make a difference, I'll continue to provide backup each year.   So far my premiums have gone up several hundred dollars per year each year.  I've been with the same insurance agency (and they've placed me usually with the same company ((USAIG)) since I bought my plane 33 years ago.

[JohnB]

On 12/16/2025 at 7:16 AM, Parker_Woodruff said:

Assuming the pilot is healthy and able to meet Airman Certification Standards, I say 1 hour per year, minimum, for every year of pilot age.

 

Thanks Parker! That’s a great one to know, so if I can keep myself fit and continuing to fly 100 hours a year, hopefully I can keep insurance and flying till 100?  

(Donkaye and I once met  a retired airline pilot who must have been pushing 100, who was flying his Cub like a boss!)