Clarence, I was speaking about your RV rate, not the Piper. My aircraft has been insured with the same broker for years. When I acquired it two years ago, I kept the same company to make things simple. Upon renewal last summer, I did ask for a quote from another broker after they subsidized a tent and meal at a local airshow. When I met the vice-president I promised I would ask for a quote when I would renew my insurance.
What a surprise to see that their quote was about $500 less per year than the current broker. I decided to check with COPA, EAA etc and realized that if you stay with the same broker for several years, they do not have any incentive to try to make you save money.
I did renew recently, did ask for another quote elsewhere (since the premium went up, but not in a significant manner) and they are still a few hundreads lower than the other quote.
Yves