Parker_Woodruff

They get bids from salvage companies. If it's borderline, I think many adjusters are flexible.

Varies by company, but a couple commonly seen ones: If cost to repair plus salvage value is greater than the insured value, it's totaled. If cost to repair is 70% or more of the insured value, it's totaled. When determining salvage value, normally the adjuster asks for bids from salvage companies.

I can only think of one time in the past 6+ years running the agency that an insurance company has declined someone due to a condition when they had made it through FAA Aeromedical. Most insurance companies are content with FAA compliance and, though they ask about special issuance/waiver/etc, there's not much scrutiny. Some companies require a 3rd class or more advanced medical after a certain age, but even that seems less common these days. Still have a couple companies where I've never seen anything required in excess of whatever is necessary for the flight involved for pilots in their 80s. One company deleted medical questions in their application altogether.

Please stop by and visit in Hangar A. I will be at the booth all day from Monday through Saturday and nearby/reachable by text message (phone number written at the booth) on Sunday. For those of you who work with Mary, she'll be at home in Florida and able to handle service calls.

All the other logistics about SnF are easier than OSH (travel, being right between Tampa and Orlando...though I'll do anything to avoid MCO as an airline passenger).

I stay in Waupaca and drive in every day. It's not bad getting in on the exhibitor side. I haven't seen anything disastrous about arriving on the attendee side.

We do this all the time. We write the aircraft on a pro-flown aircraft policy. Your CFI or a pilot of your choosing can keep the plane exercised for you, take you for flights where you're a passenger (you cannot receive training), deliver the plane for you. Then we endorse the policy to include the owner pilot once the private certificate is earned. I don't recommend student pilots in Mooneys for many reasons, and this is a nice way to get the plane you want while you're finishing up your training.

Yes, he will want good advice here...

Finish private cert prior to buying Mooney (for a lot of reasons). Insurance for a student pilot in a Mooney is almost impossible in California.

What's the presentation for? Maybe I can help...flown several Mooneys and insured many more...

24 hours is the inspection time...not counting actually fixing squawks. Then if a part is needed and must be ordered, etc. Things can get very lengthy if the wrong things are broken.

Driving and staying in/near Waupaca. Booth in Hangar A. Come visit.

I see you contacted me through my website...I'll reach out by email or phone.

Those are agencies, not companies. Those brokers (sans Avemco, because they only work with their parent insurer) have probably gone to every or almost every relevant underwriting company. The underwriters won't give me a different answer. I'd go back to the first brokerage you approached, give them an agent of record letter if they need it, and have them negotiate when you have some make and model hours. Practically speaking, your chances of underwriter rejection this first year with the new pilot hours are less by going to the first agency that requested quotes.

Not many Mite insurers out there, and even less (0-1?) for a low time pilot. If your agent gives you a list of companies that declined, I can tell you if there are any others I could approach.

I would do Florida, Texas, or New Mexico. Florida wins for business freedom, potential property tax repeal, and overall warm weather. Texas is fine...not as conservative or business friendly as people think. Some things are improving with recent business personal property tax legislation. But other things are getting worse because these municipalities can't stop participating in socialism lite by paying off businesses to come here in the name of "Jobs". We have plenty of jobs. We don't need artificial growth raising the cost of living and doing business....but here we are... Real Estate property taxes are insane here. If our families weren't here, I'd be pushing hard to move to FL (lived there a bit). If choosing Texas, I would probably shoot for Waco, Amarillo, Wichita Falls, Tyler, or Longview. New Mexico is beautiful and the property taxes are apparently very favorable in how much they can increase year over year. Source: I have insurance licenses in 47 states plus DC. My business is licensed in the same places. We have other business filings in certain states based on known legal necessity. I live in Dallas (and pay for it) and it's a complete disaster here.

Great to learn, but a common source of claims on engine start or even the pushback into the hangar. Each owner should have a "button up" checklist developed with an experienced A&P and do a full aircraft walkaround before starting the engine for the first time after oil change. Shall I drop off a keychain?

Some companies provide training discounts for completion of WINGS phases, IPCs, etc. Some companies without these discounts are already the most competitive, even after other companies have discounted. Asking underwriting companies for more discounts can be an uphill battle when personal use piston aircraft are/have many times been a loss leader...

That's been happening at a high rate for the past 5 years. Thankfully, for many aircraft owners, insurance rates haven't been moving at the same rate.

The difference is it's a full immersion program and there's been a big selection process before they even get to the training.

I cannot overemphasize this enough. Especially when it comes to flight schools that have only one multi-engine aircraft. That's an expensive section of training to have interrupted while the "twin is down again" for 90 days waiting on some on-demand part.

Mooney insurance for a student pilot is sometimes attainable but more difficult to obtain in California. I don't know where you are. As a CFI and insurance agent, I don't recommend a Mooney for a student pilot. Buy any Mooney you want right after getting your private pilot certificate.

I'll say one comment on picking up the phone. Don is on the phone all day. I visit the Maxwells about 2x per year. If you've visited his shop, it can be very difficult to have a conversation with him because the phone is always ringing. Many times he's giving advice to pilots that are AOG or mechanics that don't have the level of expertise. I know some of these people will never pay him a dime, but he has always looked out for Mooney people, in general. I can have the same issue in my business. Some days I've been on the phone for *hours* and I just watch missed call after missed call while I'm talking insurance with prospects, existing customers, or underwriters. Please have some understanding towards that and remember that he's usually not the one turning the wrenches... One of the downsides of giving people the time of day is you run out of time in the day and your other work still has to be taken care of...

We will be in Hangar A again this year. Also, expect a new look (logo) and meet our new, Florida-based agent, Mary Carrillo.

Yes, we do