Parker_Woodruff

We're always keeping an up-to-date strategy for different makes & models.

All of them. But, the M20S probably has the best rates for non instrument rated pilots. The more expensive, the lower premium per dollar insured, too! So, please, let's start production of $800,000 Mooneys. It's for my children.

I have some theories. From my desk, the loss ratios are anecdotally exceptionally better than the earlier models...

Should be about $2000 at your pilot experience level. And about $1600-$1700 if that was a $125K M20K instead of a vintage Mooney. K model is the best deal going in short and mid bodies.

Most/all of these passes are certainly due to pilot age on a new business risk. Some of them would have written if they showed up in the 65-69 age range...maybe 70-72 in one or two cases. There are still many insurance companies writing Mooneys.

W. Brown & Associates stopped underwriting Mooneys thru their online quoting platform that us agents use. They discontinued Flight Design aircraft at the same time. They will still review them manually for individual consideration, though quoting continued coverage is not guaranteed. I would see if your agent has asked W. Brown to manually review.

They get bids from salvage companies. If it's borderline, I think many adjusters are flexible.

Varies by company, but a couple commonly seen ones: If cost to repair plus salvage value is greater than the insured value, it's totaled. If cost to repair is 70% or more of the insured value, it's totaled. When determining salvage value, normally the adjuster asks for bids from salvage companies.

I can only think of one time in the past 6+ years running the agency that an insurance company has declined someone due to a condition when they had made it through FAA Aeromedical. Most insurance companies are content with FAA compliance and, though they ask about special issuance/waiver/etc, there's not much scrutiny. Some companies require a 3rd class or more advanced medical after a certain age, but even that seems less common these days. Still have a couple companies where I've never seen anything required in excess of whatever is necessary for the flight involved for pilots in their 80s. One company deleted medical questions in their application altogether.

Please stop by and visit in Hangar A. I will be at the booth all day from Monday through Saturday and nearby/reachable by text message (phone number written at the booth) on Sunday. For those of you who work with Mary, she'll be at home in Florida and able to handle service calls.

All the other logistics about SnF are easier than OSH (travel, being right between Tampa and Orlando...though I'll do anything to avoid MCO as an airline passenger).

I stay in Waupaca and drive in every day. It's not bad getting in on the exhibitor side. I haven't seen anything disastrous about arriving on the attendee side.

We do this all the time. We write the aircraft on a pro-flown aircraft policy. Your CFI or a pilot of your choosing can keep the plane exercised for you, take you for flights where you're a passenger (you cannot receive training), deliver the plane for you. Then we endorse the policy to include the owner pilot once the private certificate is earned. I don't recommend student pilots in Mooneys for many reasons, and this is a nice way to get the plane you want while you're finishing up your training.

Yes, he will want good advice here...

Finish private cert prior to buying Mooney (for a lot of reasons). Insurance for a student pilot in a Mooney is almost impossible in California.