Thanks for the support Toto.
If you haven't had a chance to check out my book, please do. I included some research on this subject. From old military T-34s (the tandem Bonanza basically) as well as some modern GA accidents, and research of decelerations in GA aircraft. The stats point to the facts that if you have the gear down during an off airport landing and you land on a soft surface (including water), the gear are going to "snag" and you will flip over or come to a very abrupt stop.
If you're still unconvinced, and think that you would like your landing gear to "shear off" thus absorbing some of the energy, let me ask you this:
You're driving down the road at highway speeds. Suddenly you go to brake and the brake pedal goes to the floor! You've lost your brakes in your trusty car! What is your plan for getting the thing stopped? Assume no parking or E-brake for the sake of argument.
Would you rather let the car coast to a stop? Or will you steer toward a light pole, hoping that it slows you down some by absorbing energy?
I'm guessing most of you would prefer the former, and try to avoid hitting light poles. But why is that? Why do you want to avoid light poles to slow you down?
Logically, you know that hitting a light pole in a car might bring you to a dead stop (emphasis on dead). Right? Some light poles might allow you to slow a little, shearing off and then you'd continue along slightly slower. But some light poles might not. So intuitively, you avoid light poles and let the car coast to a stop, thus "stretching out" the decelerative forces over TIME and DISTANCE.
It's the same thing in a plane (with typically less soft stuff inside, crumple zones, and airbags). The DATA points to stretching out the crash over TIME and DISTANCE (less instantaneous G) to optimize survival.
Many other sources and authors have discussed this as well, and I include a bunch of it in my book. With a little data.
Seriously, I hope you check it out, and think about some of this stuff realistically as the OP has. It's a smart way to survival.
Thanks!
~Buster