fsuflyer

I understand your view and don't disagree about the necessity of an instrument rating. Unfortunately I had a not so great experience with my flight school and ultimately I think having my own plane and an independent CFI is a better route given my options.

Thanks to everyone for your responses. I 100% plan on becoming instrument rated but I want to take a little time to enjoy my time as a pilot outside of the training environment. I started my training in 2005 while in college, racked up about 50 hours in a 172 and finished with about 50 hours in a pa-28. I currently live in New England and my mission will be local + regional flying, no more than 300 nm trips. Ideally I'd like to do my instrument training in the Mooney. I'm thinking of spending the next 6-12 months building time/experience in a 172 while I dive deeper into "everything Mooney" and get a sense of what 100-150k will get me. Thanks again, I really look forward to learning from and connecting with this community. With that said, if anyone is located within striking distance of Rhode Island and is interested in having me in the right seat of your plane, let me know:) -Chris

Hello - I'm new here and looking forward to connecting with fellow Mooney enthusiasts! I passed my Private checkride a couple days ago and am considering an M20F as a first plane. I have about 100 hours so was thinking of joining a local 172 club to build some hours prior to making the leap to a complex aircraft. What are the typical insurance requirements for a low time pilot to get insured on a M20F? Does my plan sound like a good idea?