Cruiser Posted November 21, 2017 Report Share Posted November 21, 2017 I am curious now that BasicMed is six months old and thousands of pilots have completed this process are there any experiences with insurance companies and claims ? Does anyone know of an insurance claim that ran into difficulty because the pilot was using BasicMed ? Quote Link to comment Share on other sites More sharing options...
jaylw314 Posted November 21, 2017 Report Share Posted November 21, 2017 7 minutes ago, Cruiser said: I am curious now that BasicMed is six months old and thousands of pilots have completed this process are there any experiences with insurance companies and claims ? Does anyone know of an insurance claim that ran into difficulty because the pilot was using BasicMed ? Haven't heard, but I imagine it will not happen. The insurance companies would need to argue you had an incident because of a medical condition, and to do that, they would need to obtain your medical records, which are confidential. The only way they might be discoverable is if a third party sued you (but then you presumably have a different problem). Quote Link to comment Share on other sites More sharing options...
Parker_Woodruff Posted November 21, 2017 Report Share Posted November 21, 2017 The time to figure out the issue is not when a claim happens. If your policy wording doesn't allow for BasicMed, get this straightened out with your insurance agent. That said, I think most situations & insurance policies allow for pilots to be covered while flying under BasicMed. I know some policies require pilots exceeding certain age limitations to go get a 3rd class medical every year. Please check your policy wording and talk to your insurance agent for clarification if you are unsure. Quote Link to comment Share on other sites More sharing options...
N601RX Posted November 21, 2017 Report Share Posted November 21, 2017 Here is Avemco's position. https://avemco.com/information/blogs/basicmed.aspx Quote Link to comment Share on other sites More sharing options...
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