This will no doubt be a very unpopular view, but:
Depending on what you think will happen with the economy, you might consider waiting. Deficit spending has allowed the current administration to "kick the can", but if/when that ends, things will get bad. If it doesn't end, gas will continue to go up, etc. Either way, expensive toys like Moonies will become less affordable for all but the truly wealthy (as the recent job survey thread on here shows, most of us aren't rich... we just have really good paying jobs).
Waiting would allow you to get more airplane for potentially less money as small biz owners and older pilots unload their planes into a soft market. Toys are the first to go when you have bills to pay.
Why did I buy now instead of following my own advice? Aging parents, encroaching middle age, etc. But financially it was probably the wrong time.
One of my friend's from high school dad died young, about 45 or so. When he died, they found out they were worth over $100 million dollars. Nobody including the wife had any idea. Maybe if he lived a little, he'd still be alive. We could all be wiped out tomorrow if Yellowstone decides to go kaboom. We've had deficit spending since this country was founded so as long as we don't run out of cotton to print the dollar on, we're just fine.
I hate all this doom and gloom. Airplanes were always a wealthy person's game, nothing has changed over last 70 years. And most professionals with good jobs actually get paid considerably more than we used to. It's just that peoples priorities have changed. Everybody now wants a giant house and a Range Rover.
We actually don't have a deficit spending at all because we borrow in our own currency. We just have an additional tax, it's called inflation. You all looking at it wrong. Our currency is one of our greatest exports ;-) If people all over the world are essentially willing to accept real negative return to park their money over here, we'd be dumb not to take them. Otherwise, the only choice are higher tax rates. Lower levels of service will simply not happen.
As to getting a turbo as your first airplane, I wouldn't. Especially for training. These engines have to be babied. Any Bravo below $200K will require a ton of work to get it to top shape. I spent about $85K making mine 'whole' but I knew what I was getting into.
And you don't buy a turbo to fly high as some have stated, you fly high because you have a turbo so it makes no sense to stay low.