It will never happen to me. #1, I am much too good as a pilot,. And #2, I use a checklist. This worked for almost 38 years. Unfortunately, I won't make 39 years. In September, I was flying to get a $100 hamburger. I almost always do a standard pattern, but on this day, there was a low cloud layer directly over the downwind path, and the runway was clear dead ahead. I decided to do a straight in and stay out of the clouds. I was close and fast, so I pulled power and pulled the nose up to bleed off airspeed. Once I got to 120 mph indicated I dropped the gear. Slowing under 100 I put full flaps. Something did not feel right, but I did not listen to the little voice. Short final,, 70 kts. I reached over and verified the gear handle was down, a habit I always do (usually 3 times). I came in for my greaser landing and then "womp" - I was sliding down the runway on my belly. After stopping, I wondered what the heck. Looking around, I saw the gear breaker had tripped, and the gear only came down about. An inch. I did not verify the gear down light, nor check the floor window. I assure you, that is on my checklist now. Hope you.guys can benefit from my boo boo.